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NewsPolitics

‘A good day for insurance policy holders’ – Doherty welcomes passage of bill

written by Rachel McLaughlin November 14, 2019
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Pearse Doherty TD has welcomed the passage of Sinn Féin’s Consumer Insurance Contracts Bill through the Dáil.

This legislation, which would reform insurance contracts, passed Report and Final Stages in the Dáil on Wednesday.

“This is a good day for insurance policyholders, for consumers and businesses,” Deputy Doherty said yesterday.

“Rip-off insurance costs are squeezing incomes and closing down businesses across the State. People are wondering how their premiums can go up every year even though they haven’t even made a claim.”

He explained: “Our Consumer Insurance Contracts Bill, which passed Report and Final Stages of the Dáil today, will tilt the balance in favour of the consumer. By increasing transparency and strengthening the hand of the policyholder before, during and after the terms of their insurance contract.

“This Bill will require companies to inform the customer of the past 3 years of premiums paid and claims received for all non-life insurance contracts. This would increase transparency and strengthen our hands when we look for a better deal each year.

“Any company that cancels a policy would have to pay the customer the outstanding balance of the premium paid and make it easier for the customer to withdraw from a contract.

“It would also require a company to inform customers of any claim made against their policy, allowing them to submit their own evidence and informing them of the cost of any claim against their policy that has been settled.

“The legislation would also make it harder for an insurer to wriggle out of paying valid claims on grounds that have nothing to do with the accident or loss incurred by the policyholder.

“In short, this would bring huge benefits to policyholders.”

The legislation will now go the Seanad and Deputy Doherty expects it to become law before the end of the year.

“Sinn Féin want to take on the insurance industry and ending the rip-off. By stamping out fraud, protecting consumers, banning dual pricing and bringing down premiums. The passage of this Bill today is a part of that work.”

‘A good day for insurance policy holders’ – Doherty welcomes passage of bill was last modified: November 14th, 2019 by Rachel McLaughlin
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Rachel McLaughlin

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